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Estate Planning Tip of the Week

By Debbie Forté 

What is a health care directive? A Health Care Directive (also called a living will) is a document that express your wishes to medical personnel and your loved ones what treatments you will allow in the event of total incapacity, coma or life threatening illnesses.  In example, if you become brain dead with no chance of recovery you can elect to not be put on life support or have life support removed.  You can elect which surgeries, medications and treatment plans you support or wish to decline in the event these decisions have to be made.

It allows you to name an agent(s) to also be able to make medical decisions for you as well in the event you are unable to.

What is a durable power of attorney? A power of attorney is a legal document that gives someone you choose the power to act in your place to handle your finances in case you ever become mentally or physically incapacitated. A durable power of attorney simply means that the document stays in effect if you become incapacitated and unable to handle matters on your own.

With a valid power of attorney, the trusted person you name will be legally permitted to take care of important matters for you — for example, paying your bills, your banking needs, managing your investments, or directing your medical care — if you are unable to do so yourself. Your agent can handle mundane tasks such as sorting and opening your mail, depositing your Social Security checks, as well as more complex jobs like watching over your retirement accounts and other investments, or filing your tax returns. Your agent doesn’t have to be a financial expert; just someone you trust completely who has a good dose of common sense.

What is a HIPPA authorization and who needs one? The Health Insurance Portability and Accountability Act (HIPAA), is a Federal law that required the establishment of national standards to protect the privacy of patients’ health care information. The Privacy Rule, which took effect on April 14, 2003, regulates the use and disclosure of “Protected Health Information.”

This authorization allows your doctor or hospital to disclose protected health information to a third party specified by you (your agent–spouse or family member) to obtain necessary information in order to make medical decisions for you in the event of you being incapacitated and unable to make decisions for yourself. 

What It Do With the LUE: Getting Plugged In

the-plug-store-2By Lue Dowdy

Getting Plugged In is WHAT IT DO Inland Empire! So just like socks go on your feet or a bat goes well with a glove, so does music and fashion. Congratulating THE PLUG on their nomination for LUE Productions 2nd Annual MY MUSIC, MY MIC Indie Artist’s Awards Show, scheduled for Saturday, October 15 in San Bernardino at the National Orange Show from 6 p.m. to 11 p.m. Tickets now available for $15 at The Plug.

Over the years rap, hip hop, and R&B artist have walked the red carpet in stylish clothing designed by top notch fashion designers in the game. We ‘have seen styles come and we seen have some go. Some ‘cray-cray’ and some well let’s just say okay. I am happy to highlight The Plug, a local indie clothing store located right here in the Dino.

The Plug was founded by brothers James Moreno and Jamal Moreno in 2013. Starting off making custom hats, the two brothers decided to make custom shirts to match. With both of them having a good sense of fashion it came natural. Some would ask why here in San Bernardino.the-plug

“With San Bernardino being saturated with talent it works,” James Moreno said. “San Bernardino is home; we love this place, the good and the bad, it’s still home. We wanted to shine some positive light on our city and show others we can do our own thing. Don’t nobody love us like us.”

The type of clothing that can be bought include Hometown Nativez brand, one of their best-selling and in-house brands. You can find local clothing, headwear at its finest, The IE as a whole San Bernardino and surrounding cities, up and coming street brands, hip-hop brands, and some major brands across the U.S. They also carry up and coming independent artists across The IE apparel and music.

The Plus is located inside The Waterman Discount Mall at 999. N waterman Avenue in San Bernardino (92410). Store hours are: closed Tuesday, Wednesday – Monday open at 10 a.m. to 7 p.m. except on Sunday’s where they close at 6 p.m. There’s no telling what you might come across at THE PLUG. So please stop in and SUPPORT! Until Next Week L’ZZZZZZ!

Meet Kimberley Zulkowski, Former Foster Child Turned Hollywood Filmmaker

By Naomi K. Bonman

 The best Hollywood success stories are those that have testimonies of triumph, courage, and strength. They are the ones that capture the audience’s hearts and inspires them that they too can overcome whatever they are going through or where they are from in order to accomplish their dreams. Kimberley Zulkowski is a former foster child that has broken the mold and has become a successful Hollywood filmmaker.

I recently was able to catch up with Zulkowski for a second interview where she went deeper into her life’s journey. She shared her story of strength, survival, and sparkle through her upbringings in Milwaukee. She is now using her experiences to inspire others and to also give back to her community. 

In the interview, Kim chatted about her current crusade to help #OperationSaveMilwaukee, which is on a mission to stop the killing and clean up this 52306 zip code. The area has been seeing a spike in homicides within the last two years which has become a nightmare for such a small town. In lieu to #OperationSaveMilwaukee, Zulkowski is also working on a new production titled, “53206” where she has used local city actors who are now up to par with big names, such as Loretta Devine, Denzel Washington, and many other greats.

In addition to the film, Zulkowski also serves as a private donor of ‘Angels of Darkness’ to families who are unable to pay for funeral services for those that were victims of the violence in the community. She helps victims of homicide with their transition to heaven from outfitting them in the most beautiful of clothes, often releasing doves with a horse and carriage with proper prosthetic make-up and complimenting casket.

“From 9-year-old children gunned down in the comfort of their own home watching television on their couch to grown men, Kimberley dedicates herself entirely to the repair of her former community. Though successful and with a beautiful family of her own in the safety of the suburbs,  Kimberley still returns to serve as a mentor to those in dire straights needing guidance, food, “blessing bags” stuffed with personal hygiene products and more. If anyone knows how to #GiveBack, it is Kimberley Zulkowski.” stated by Kelly K. of Jaded Umbrella. 

To listen to the interview, click below: