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Author Archives: WSS News

Juneteenth Body and Soul Health Wellness Gospel Jam a Success

Vetrice Jews and Demitrius Musgrove

Vetrice Jews and Demitrius Musgrove

Written by Noelle Lilley

SAN BERNARDINO, CA- Temple Missionary Baptist Church presented a wonderful program entitled, “Juneteenth Program: Body and Soul Health and Wellness Gospel Jam” on Sunday, June 8. This event began at 5 p.m. with the invocation led by Senior Pastor Dr. Raymond W. Turner and ended at 7:30 p.m. The program was filled with spiritually led components that promoted physical activity and fitness. This included community health leaders Reverend Bronica Martindale and Adrienne Waters-Riley promoting the Body and Soul Health DVD, praise dancing from New Hope Missionary Baptist Church, song selections, presentations of Certificates of Recognition, and more! The evening concluded with fellowship and a “taste test” from Demitrius Musgrove better known as, Chef D’Lavon. A blessing to all who attended; this event showed ways to be healthy not only in spirit, but in body as well.

Junetenth...Henry King 3

 

Junetenth...Henry King 2

Financial Spring Cleaning

Vernell Taylor Assistant Vice President and Branch Manager Union Bank, N.A.

Vernell Taylor
Assistant Vice President and Branch Manager
Union Bank, N.A.

By Vernell Taylor

Spring is here and many of us are busy cleaning out closets and dusting the cobwebs that may have accumulated during the winter. While you are taking on spring cleaning projects, consider taking a fresh look at your finances.

Following are a few tips to help with your financial spring cleaning:

Revisit your budget

Review your household budget and look for areas where you might be spending more than you should, or budgeting more than you might need, and then adjust your budget accordingly. Use this time to revisit your short- and long-term goals for expenses, such as college, purchasing a home, or retirement, and make sure you are setting aside enough in savings. Look for ways to pay down debt and contribute more to savings and investments on a regular basis.

Automate
Talk to your banker about technology and services that your bank may offer to help simplify your finances. Take advantage of direct deposit, online banking, and automatic payments for recurring bills, and set up regular automatic transfers to savings, investment and retirement accounts.

Look for ways to cut expenses

If you carry a balance on your credit cards, call your credit card company and ask for a lower interest rate, or seek alternatives elsewhere. If you notice that mortgage rates have dropped two or more points than what you are paying, consider refinancing your home mortgage at a lower interest rate. Compare home and auto insurance plans and contact your insurance agent and ask if you can reduce your rate. Contact your utility company to inquire about possible ways to save on your bill.  Consider adjusting your withholding so you get as much money as possible in your paycheck versus a large refund when you file taxes.

Review important financial documents and policies

Pull copies of your will and/or living trust, and other important documents and review them to make sure they are up to date. Obtain a copy of your credit report and correct any errors. To get a free credit report from each of the three major credit-reporting bureaus, go to annualcreditreport.com. Review insurance policies to make sure you have adequate coverage and a designated beneficiary of your choosing.

Consolidate accounts

If you have multiple 401k accounts, consider rolling them into a single IRA account to allow for streamlined control of your investments and to help reduce the paperwork of multiple accounts. Reduce your monthly bills by consolidating debts or loans into as few accounts as possible, and simplify even more by bundling services such as cable, internet and phone.

Control the clutter

Set up a simple filing system, and use it consistently.  Assign folders, binders, or other receptacles to gather pending bills, statements, receipts and important financial documents, and store them in a safe place. Shred unnecessary paper, such as old sales receipts that have no tax purpose, or utility bills that can be accessed online. Consider creating digital files by scanning documents and filing them on your computer, but be sure to have that information backed up on a CD, flash drive or back up service. Inquire about paperless billing options to reduce the amount of paper waste and clutter.

Update your calendar 
Set up a calendar to remind you when bills are due, policies are up for renewal, tax deadlines and other important financial dates to avoid late fees and penalties. Don’t forget to include reminders for things like year-end charitable contributions, and regular meetings with your banker or investment advisor to review your holdings and take into consideration any changing goals or circumstances.

The foregoing article is intended to provide general information about financial spring cleaning and is not considered financial or tax advice. Please consult your financial or tax advisor.

 

Assistance League installs new officers for 2014-2015

2014-2015 board

SAN BERNARDINO, CAThe Assistance League of San Bernardino thanked their out-going executive board and welcomed the incoming 2014-2015 executive board Monday night at the Assistance League chapter house in San Bernardino.

Yearly the chapter installs their new board at their annual meeting. This year their incoming President Deborah Karalun wanted to bring a bit of the islands to their final meeting of the year.

“Being the last meeting of the 2013-2014 year and my first as the 2014-2015 President I wanted to celebrate the hard work of all the members that make this organization great. We all are working for the same cause of making our community better place,” shared Karalun.

The Assistance League is a non-profit organization that serves children in need in our community. Since 1948 they have been helping students with dental needs in the Dr. Earl R. Crane Children’s Dental Center that began a dental hygiene program in 1970 and has been providing clothing since 1983 with Operation School Bell.

Members of Assistance League are required to volunteer a minimum of fifty hours a year, including time at meetings, dental screenings, shopping with students for Operation School Bell and the annual fundraiser Headdress Ball.

Member’s that were installed for the new year’s executive board are: Deborah Karalun, President; Teresa Craig, President Nominee, Marsha Scott Vice President Membership; Carol Dixon-Cahill, Vice President Fundraising; Mindy Erickson, Recording Secretary; Jennifer Hobbs, Corresponding Secretary; Amy Johnson, Treasurer; Sherry Lopez, Assistant Treasurer; Elsa Carlton, Education Chair; Ruth Sandlin, Liaison to Les Confreres; Mary Masasso and Cathy Bechtel, Dental Center co-chairs; Margaret Ortiz and Linda Gordon, Operation School Bell; Bobbi Simenton, Orientation Chair.

“Assistance League has become a passion of mine since I became a member and I am honored to be leading our chapter and working with these phenomenal women to support our philanthropies. I hope my passion is contagious. We welcome anyone interested in joining this incredible sisterhood,” said Karalun.

Assistance League of San Bernardino meets on the second Monday of the month at the League House located at 580 West 6th Street, San Bernardino, CA 92410 at 6:00 p.m. Their next meeting will be held September 8, 2014 guests are welcome.

For more information about Assistance League and their philanthropies visit their website at http://sanbernardino.assistanceleague.org or email them at sanbernardinoassistanceleague@gmail.com