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Tips for home improvement on a limited budget

Luis Dominguez, Vice President and Branch Manager, MUFG Union Bank, N.A.  

Luis Dominguez, Vice President and Branch Manager, MUFG Union Bank, N.A.

Your home may be the biggest investment you’ll make in your lifetime.  Regular home improvement projects can help add value and make your home a more comfortable place to live. Your home is likely one of the largest investments you’ll make in your lifetime, and home improvement projects can add value to your investment.

If major home improvement isn’t in your budget this year, here are a few inexpensive tips that may help:

Paint

On average, a gallon of paint costs around $25, making painting one of the simplest and most cost-effective improvements to add appeal to your home.  Review design magazines and Web sites or visit model homes in your area for ideas about how you might add a splash of color or freshen up a room with paint.  Identify areas inside and outside of your home that need attention. Then use sand paper to smooth out rough or peeling areas and use spackle to fill holes.  You might also reference DIY Web sites for tips to help you prep, paint and clean up.

Curb appeal

Simple and inexpensive landscaping projects can create a great first impression.  Planting flowers in pots by the front door, along a walkway, or in window boxes is a simple and inexpensive way to add charm to your home.  Shade trees planted strategically not only add appeal, but could help lower cooling costs.  Contact your utility company for tips on varieties that grow well in your area, as well as where they should be planted to maximize shade and avoid coming into contact with power lines.

Welcoming entrance

Invest in a new front door, or repaint,stain or refinish your existing door.  Install a brass kick plate and polish the hardware, or purchase a new door knob and deadbolt.  Make sure your visitors can find you by installing inexpensive, yet stylish address numbers available at home improvement stores.  Complete the look with a tasteful welcome mat.

Kitchen or bathroom facelift

Even if you can’t afford a full remodel, small changes that freshen up an outdated kitchen or bathroom can have a big impact.  For a few hundred dollars, you can replace the faucet, hang new racks or shelves, and add new cabinet pulls and handles.  Consider new paint, stain the cabinets, or visit manufactures’ Web sites to purchase new doors at a fraction of the cost of replacing the cabinets. If the countertop looks dingy, consider re-grouting and replacing chipped tiles, or shop for a remnant piece of granite or marble for a new countertop or backsplash.

Lighting

Interior and exterior lighting not only provide your home with functionality and security, but  updating old lighting fixtures with brighter, more energy-efficient ones can create an appealing ambiance while lowering energy costs.  A simple track lighting kit can be purchased at home improvement stores and allows you to brighten just about any area.  Bring architectural details, plants and other objects to life with inexpensive freestanding or clip-on lights.  Or simply purchase a new lamp shade or use a little spray paint to give new life to an old chandelier.

Architectural interest

If you’re handy with a saw and other tools, adding a chair rail, picture molding, crown molding, or baseboards are inexpensive ways to bring value and beauty to your home.  Consider purchasing a few extra yards of molding or trim to make some practice cuts, and be sure to always wear appropriate hearing, eye and respiratory protection when operating power tools.

On a final note, look for construction surplus businesses like Habitat for Humanity’s ReStores— nonprofit home improvement stores and donation centers that sell new and gently used furniture, home accessories, building materials, and appliances to the public at a fraction of the retail price. To find one in your community, visit www.habitat.org/restores.

The foregoing article is intended to provide general information about home improvement on a limited budget and is not considered financial or tax advice. Please consult your financial or tax advisor.

About MUFG Union Bank, N.A.

Luis Dominguez is a vice president and branch manager of the MUFG Union Bank, N.A., Miracle Mile branch.  MUFG Union Bank, N.A., is a full-service bank with offices across the United States.  We provide a wide spectrum of corporate, commercial, retail banking and wealth management solutions to meet the needs of customers.  The bank also offers an extensive portfolio of value-added solutions for customers, including investment banking, personal trust, capital markets, global treasury management, transaction banking and other services.  With assets of $108.8 billion (USD), as of June 30, 2014, the bank has strong capital reserves, credit ratings and capital ratios relative to peer banks.  MUFG Union Bank is a proud member of the Mitsubishi UFJ Financial Group (NYSE: MTU), one of the world’s largest financial organizations with total assets of approximately ¥259 trillion (JPY) or $2.5 trillion (USD)1, as of June 30, 2014.  MUFG Americas Holdings Corporation, the financial holding company and MUFG Union Bank, N.A. have corporate headquarters in New York City.

1 Exchange rate of USD=¥101.36 (J-GAAP) as of June 30, 2014

 

Stater Bros. Charities Supports Community Action Partnership of San Bernardino County Food Bank

(From left to right): Danielle Oehlman from Stater Bros. Charities; Lindsey Holderness, Corporate Events Coordinator from Stater Bros. Market; Victor Ruiz, Stater Bros. Meat Supervisor for District 4; Patricia L. Nickols, Butler and CAPSBC CEO; and Dr. Joshua Beckley, CAPSBC Board Chairman.

(From left to right): Danielle Oehlman from Stater Bros. Charities; Lindsey Holderness, Corporate Events Coordinator from Stater Bros. Market; Victor Ruiz, Stater Bros. Meat Supervisor for District 4; Patricia L. Nickols, Butler and CAPSBC CEO; and Dr. Joshua Beckley, CAPSBC Board Chairman.

SAN BERNARDINO, CA-Stater Bros. Charities presented a check in the amount of $20,000 to the Community Action Partnership of San Bernardino County  Board of Directors on July 15. Over the summer months when food reserves are traditionally low and children are also out of school, not receiving meals through school food programs, Stater Bros. Charities steps in to help.  These funds were generously donated by Stater Bros.’ customers and employees this past holiday season during from their Harvesting Hope Summer Campaign.

Stater Bros. Markets Chairman and CEO Jack Brown stated, “We are in the business of helping our neighbors and right now, some of our neighbors need a little bit more help than the rest.  It’s our hope that these donations will have a major impact in their lives.”

The food items donated by Stater’s is redistributed through the CAPSBC Food Bank network of over 200 agencies.   These agencies include community centers, schools, and faith-based locations such as Salvation Army, The Rock Church, Boys & Girls Clubs, domestic violence shelters, adult re-entry sites, and churches.  This food also supports 30 soup kitchens serving daily meals to the homeless and disadvantaged. (To read more, visit www.wssnews.com).

 

LUE PRODUCTIONS Hosts Successful All-White Yacht Affair Event

LUE PRODUCTIONS TEAM

LUE PRODUCTIONS TEAM

MARINA DEL REY, CA – What Up IE! It’s ya’ girl  LUE and I’m happy to be back in the thick of things. So many wonderful things have been going on with our production company, LUE Productions. Our purpose is to highlight the talent within the Inland Empire and surrounding cities that may get over looked. We pride ourselves in providing UNIQUE platforms for all artists while providing entertaining shows for the community.

Eric Bellinger with DJ Mpress

Eric Bellinger with DJ Mpress

On Thursday, August 7, we held our first “ALL WHITE MASQURADE HIP-HOP & R&B EVENT” in Marian Del Rey. With GOD’s help and other supportive entities, our company was able to pull off its biggest event ever, in the beautiful city of Marina Del Rey. We wanted to do something over the top

The Real Freeway Rick Ross with a couple of the ladies

The Real Freeway Rick Ross with a couple of the ladies

and extreme! We wanted artists who may have never experienced performing outside their city, or on an event such as this one, to see what it feels like and to know it can be done. We wanted them to feel like the stars they are. So we rented a multi-million dollar yacht for our talented LUE P. artists and other talented artists to perform on.

The event was amazing! The networking was righteous too. We had live performances from our amazing artists Paul Douglas, Speaker Junkiez, and Mack Pepperboy. Other artists included Yung Miss, Tae The Gifted, Killa, Mrs. Dynasty Dino, Sp’s, Hazel, and many more.

The night was beautiful and elegant like the yacht. Attendees were dressed in their all white with their masks ready to get it in. People had four levels to choose from and tasty entrees to enjoy. We sailed off into the moonlight on the calm waters and turned up!

Our DJ’s for the night were DJ Muda and DJ Mpress along with host Radio Personality 5 Cent. They each kept the crowd going and engaged. The celebrities were in the building, or should I say on the Yacht, included R&B singer Eric Bellinger, The Real Freeway Ricky Ross, celebrity producer Bugsy On Da Beat, rapper Av LMKR, and rapper White Dogg.

Celebrity producer Bugsy On Da Beat with a couple of the ladies

  Celebrity producer Bugsy On Da Beat with a couple of the ladies

CEO and Founder of LUE Productions, Lue Dowdy (left); and Supervisor of LUE Productions, Deeveetva Foy

CEO and Founder of LUE Productions, Lue Dowdy (left); and Supervisor of LUE Productions, Deeveetva Foy

I want to give a special thanks to Tammy Martin-Ryles, President of the “Black Chamber of Commerce Inland Cities” for making an appearance and not being afraid to network with all walks of life, as well as to our LUE Productions Core: Darrell Mattison, Freddie Washington, and Deeveatva Foy. Special thanks to WillieWill of Family First Entertainment, and a special thanks to our LUE P. media team: Freddie Washington, LUE P. Media Director/Photographer; Aaron Swift, mymoma.tv; and Michael Napper, Mike TV.

Our message was simple! You can accomplish whatever you want to accomplish with works. Stop hindering yourself with doubts. This will definitely be an annual event. We hope to see you next year on the waters of the marina. Oh, did I mention, the yacht is the same yacht, Snoop Dogg got married on. Please follow LUE PRODUCTIONS on Twitter and Facebook for more events. Swoosh and one luv!

So Cal Black Chamber-Inland Cities President Tammy Martin-Ryles with Lue Productions Marketing Director Darrell

So Cal Black Chamber-Inland Cities President Tammy Martin-Ryles with Lue Productions Marketing Director Darrell

LUE Productions artists - Mack Pepperboy and Paul Douglas

Family First Entertainment

Family First Entertainment

LUE PRODUCTIONS YACHT PARTY

LUE PRODUCTIONS YACHT PARTY