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Estate Planning Tip of the Week (Part II)

By Debbie Forté 

What is probate? Probate is the legal process whereby a will is “proved” in a court and accepted as a valid public document that is the true last testament of the deceased.  A probate also officially appoints the executor (or personal representative), generally named in the will, as having legal power to dispose of the testator’s assets in the manner specified in the testator’s will. However, through the probate process, a will may be contested.The probate process includes: proving in court that a deceased person’s will is valid (usually a routine matter); identifying and inventorying the deceased person’s property; having the property appraised; and/or paying debts and taxes

What is a transfer on death deed (TOD) and who can use it? The new Transfer on Death Deed (or Beneficiary Deed) is an easy and inexpensive way to bypass probate court when you leave real estate without a Trust or a Will.  It’s like a regular deed used to transfer real estate to your beneficiaries, with a crucial difference: It doesn’t take effect until your death. When you die, your real property is automatically transferred to your beneficiaries.  All states do not allow this but California is one that does.

What is an estate; and what happens to it if i don’t have a will or trust? An “Estate” is simply the legal term used to describe all of your assets and tangible items you own.  This includes: Your home and any real property you own; Furniture and furnishings; Clothing, jewelry and personal items; Car, Boat, Motorcycle; Bank and savings accounts; Retirement and pension funds; Stock, Bonds and IRA’s; and/or Interest in a business.

What It Do With The LUE: Listening with LUE

By Lue Dowdy

KCAA RADIO – “LISTENING WITH LUE (Launching Unique Entertainment),” a platform for Indie Artist’s and the ART’S is WHAT IT DO! Every Sunday tune in for a chance to win free tickets to upcoming events.

Enter by: 1. Just Listen and 2. Call In And Let Us Know The 5th Song In Rotation. Every Week We Will Have a Winner. You MUST LIKE OUR PAGE In Order To Get Tickets To Upcoming Events such as “The Lunell Comedy Show” on Saturday, October 1st Here In The I.E.

Until Next Week My Peeps L’z! Call In At 909.888.5222. #Listeningwithlue #KCAA #Lueproductions

Young Women’s Empowerment Foundation Hosts 4th Annual Women’s Wellness “Healthy Me” Conference


LaToya Flowers Jones and Rochelle Wright

LaToya Flowers Jones and Rochelle Wright

By Angela M. Coggs

On Saturday, September 10th Young Women Empowerment Foundation (YWE) hosted their fourth Annual Women’s Wellness Conference at San Bernardino Community Hospital Henderson Auditorium, 1800 Western Avenue San Bernardino, CA 92411, from 8 a.m. to 1 p.m. YWE welcomed family, friends, students and community supporters to the augural event that focused on emotional and physical health and wellness. It was a free event for women of all ages in the Inland Empire. The event was hosted by Carletta Loflin, who was also speaker at last year’s Wellness Conference.

This year’s theme was Double D’s. Double D’s refers to diabetes and depression. The theme was based on the idea of a dual diagnosis.  Both of these diseases plague all people but especially minority women. The conference focused on the prevention of diabetes and depression as well as learning to live with and maintain it if diagnosed with either. The women in attendance participated in several interactive demonstrations/exercises which included routines by the energetic Harriette Coggs Stuckey from Heart and Soul Dance. Coggs- Stuckey blessed participants for the past two years. “I attended last year and the line dancing was one of my favorite parts. I’m glad that she returned this year,” said one enthusiastic participant. “She’s awesome. I feel renewed and ready to go.”

There were life changing testimonials from women on diabetes and depression. The speakers for the wellness conference will focused on issues that are important and relevant to women, diabetes and depression. The keynote and guest testimonial speakers’ included:

Dee De La Cruz (Diabetes Keynote) of Lue Productions 1st Big Beautiful Woman Modeling Queen Winner 2016, Pasha Fruman, PA-C (Depression Keynote) – Health Educator and Community Health Activist, Deborah Smith (Depression Testimony) Community/Business Relationship Specialist- Personal Banker WFAW, Gloria Dowdy (Diabetes Testimony)-Retired IT Specialist (Programmer)-Department of Veterans Affairs, and Lea Michelle Cash (Depression Informational) President/CEO- The Brightest Star, Inc

LaToya Flowers-Jones and Rochelle Wright (Mary Kay vendor) attended the event for the first time and had a really good time. Both enjoyed themselves and indicated that they intend on returning next year.

In addition to providing useful health and wellness information at the conference, the attendees had their funny bone exercised as comedian Amber Thorney-Croft explored the humorous side of life in general. It was the perfect ending to a successful event. Many reported leaving the event feeling hopeful, informed, inspired and refreshed.

Several vendor booths were available for attendees to visit and gain information and resources. Vendors included: San Bernardino County Nutrition Program, Mary Kay, African American Mental Health, Coalition, Sonnier Beauty, Restaurando Vidas (Restoring Lives), Riverside/San Bernardino County Indian Health Inc., Inland Behavioral and Health Services, Inc. and Inland Empire Black Nurses Association.

“I want to thank you (YWE) for having me as a vendor. I appreciate the fact that I was able to provide the services that my company has to offer and I was also able to be part of this awesome conference that you guys organized,” stated Diana Silva, Outreach Specialist for Inland Behavioral Health Services, Inc. “It was inspirational, educational and empowering.”

One of the most talked about item of the day was the Double D’s t-shirts worn by the Young Women’s Empowerment Foundation board members. Although some attendees were able to win a few shirts during the opportunity drawing, many more people wanted to purchase one. In response to the inquiries about how to purchase the Double Ds Diabetes and Depression event t-shirt anyone can visit the Young Women’s Empowerment Foundation website donation link at youngwomenempowerment.org to obtain one.

“This event was so informative and impactful for the women in the community,” Rochelle Wright said. “Every woman that presented at the Young Women’s Empowered Conference, blessed my life with their transparent, transformational and inspiration testimonies. The organization has a bright future ahead of them because they are planting great seeds of wisdom in preparing our youth to be successful and healthy global citizens.”

Attendees registered on Eventbrite under “Free Young Women’s Empowerment Foundation (YWE) 4th Annual Women’s Wellness Conference.  They were encouraged and invite family and friends to also register and attend the noteworthy opportunity focused on empowering women to live mentally and physically healthy lives. Over 100 women attended the event.

YWE T-Shirt Pic

YWE T-Shirt Pic

Kaiser Permanente was a Gold Sponsor for the event. San Bernardino Community Hospital, European Wax Center, and San Bernardino Symphony also provided for the event. Volunteers from the Zeta Phi Beta Sorority were also on hand to ensure the conference ran smoothly.

YWE serves to strengthen the character of young women of high school age in the San Bernardino City region of the Inland Empire in Southern California. Young Women’s Empowerment was founded by Gwendolyn Dowdy- Rodgers. The mission of our program is to empower these young women to achieve at their highest potential, particularly in education, and to instill in them a commitment San Bernardino city council member Bessine Littlefield – Richard San Bernardino Community College Trustee Joseph Williams San Bernardino County Superintendent of School Trustee Hardy Brown II Senator Connie Leyva’s Field Representative Micheal Townsend San Bernardino City Unified School Board Superintendent Dale Marsden County Board of Supervisor Josie Gonzales Field Representative Erika Willhite to return to their community as leaders and mentors.

Dignitaries who attended included:

  • San Bernardino City Council member Bessine Littlefield – Richard,
  • San Bernardino Community College Trustee Joseph Williams,
  • San Bernardino County Superintendent of School Trustee Hardy Brown II,
  • Senator Connie Leyva’s Field Representative Michael Townsend,
  • San Bernardino City Unified School Board Superintendent Dale Marsden,
  • County Board of Supervisor Josie Gonzales, and Field Representative Erika Willhite

The Young Women’s Empowerment Foundation (YWE) is dedicated to strengthening the self-esteem, character, integrity and capacity of young women ages 12-21 so that they may achieve their highest potential. YWE accomplishes its purpose through strategic partnerships with other organizations. YWE is guided by ethics and principles which exhibit respect for cultural diversity.

Young Women’s Empowerment Foundation next event: Girl Talk V (March 2017)